Farmers Mutual Insurance Co.

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For 147 years, Farmers Mutual Insurance Company of Saint Joseph and Marshall Counties (FMIC) has remained steadfast in the belief that when a neighbor needs help, we all take up the task of mutual aid. In that, we have always been right here, living, working, raising families, celebrating life’s milestones together in the same communities that you live in. Our children go to the same schools, we worship in the same churches, we share the same hopes and dreams and suffer the same losses. It’s comforting to know that when life throws us one of those losses, a friend is just a phone call away.

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FMIC is owned by the policyholders it serves and is committed to only one thing: to be there to put you back where you were before the loss. There are no stockholders to answer to, no quotas to meet, and no profit margin expectations. Our only task is to promptly meet our members needs when they need us the most. During the time of a crisis, as we’ve been successfully doing for nearly a century and a half.

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Old-fashioned business values are still available today at FMIC, where a handshake, (or elbow bump) and our word means just as much today as it did all those years ago. Here at FMIC, we’ve united those values with modern-day technology including website access, online payments, claims reporting remotely, email, text and phone options. You have instant access to your agent. We are always your “there-when-you-need-us company” that will remain here tomorrow, next week, next year, and for many years to come.

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Testimonials

Farmers Mutual has saved us so much money in homeowners and auto insurance. When we moved to a new town and purchased a new home, we went with Farmers Mutual not only because of their great rates, but also because of their small-town, honest, and dependable way of business. Our home got water damage and we had to file a claim. They took care of everything in a VERY timely manner, always putting our needs first. I would absolutely recommend this company!
- Mallory U.

As relatively new homeowners, my wife and I did not shop around for insurance as what is so commonly suggested. We assumed having our auto and homeowners insurance bundled would provide discounts. Unfortunately, the discounts were not what we had hoped. After noticing a substantial increase in our policy, we knew something had to change. My wife put a shout out on social media, and a local agent responded. The rest is history! Our policy is the same, but at a significantly reduced cost. Our agent went above and beyond to not only respond on social media, but to stay in close contact and meet our expectations. We could not say enough nice things about him!
- Frank T.

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