Homeowners


Replacement and Actual Cash Value policies available.

If you believe your house is more than a structure, we agree. It’s a home where you raise your children, spend your time, and make lasting memories. Whether you need renters insurance or homeowners insurance for your mobile home or permanent dwelling, we have coverage to protect your home and what you keep inside. Special property coverage is available for your treasured items like jewelry and art.

Home Owner Protection Policy:

  • Dwelling
  • Personal Property
  • Other Structures
  • Additional Living
  • Equipment Breakdown
         *Including refrigerated products 

Optional Coverages for Home Owner Protection Policy:

  • Outside Satellite Dish Systems
  • Recreational Vehicles
  • Watercraft
  • Cemetery Markers, Headstones, and Urns
  • Jewelry
  • Antiques
  • Collectibles and Fine Arts
  • Theft of Fire Arms and Related Equipment
  • Lawn or Garden Tractors, Trailers and Lawn Equipment
  • Electronic Data Processing Equipment
  • Horse Tack, Saddles and Related Equipment
  • Business Property
  • Loss Assessment;

Liability Protection:

  • Liability to Public
  • Medical Payments to Public
  • Damage to Property of Others
  • Loss Assessment
  • Pollution

Optional Coverages for Liability Protection:

  • Additional Insurers
  • Residential Rental or Additional Premises
  • Business Activities
  • ATV/AMT/Golf Carts/Snowmobiles
  • Inboard/Outboard Watercrafts
  • Contractual Liability
  • Incidental Ag
  • Home Day Care
  • Horse Boarding

Additional coverages are available for both home owner and liability protection policies. Find out more by contacting an agent your area.

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